Why Every Traveller Should Get a Wise Card
Travel spending can involve conversion fees, card fees and ATM charges. Wise is one option for moving money between currencies. Compare its total quote with your existing card or transfer provider before deciding.
Keep more of your travel money. Send money abroad with Wise at the mid-market exchange rate, with fees shown upfront. Join through my link for a free Wise card or zero Wise fees on your first transfer up to AUD $1,000.
Choose one offer, subject to eligibility and availability. AUD $1,000 is the transfer amount eligible for waived Wise fees, not a cash bonus. External charges may still apply.
Affiliate link. I earn a commission on qualifying referrals. Offer depends on your location. Terms apply.
What is Wise?
Wise (formerly TransferWise) is an international money service designed for modern travellers, freelancers, remote workers, and basically anyone who moves money across borders. Their Wise debit card is connected to a multi-currency account where you can:
- Hold 40+ currencies.
- Spend where the Wise card is accepted, subject to country and product restrictions.
- Review the conversion fee before confirming a transaction.
Check card availability in your country and keep another way to pay while travelling.
Why I Recommend Wise for Travellers
Here are the features and costs to compare:
- Mid-market Exchange Rate: You get the real mid-market exchange rate (the one you see on Google), not a marked-up tourist rate.
- No Hidden Fees: Wise shows its fees upfront. Compare the full quote with other providers for your route.
- ATM Costs: Wise withdrawal allowances and fees depend on where your card was issued. ATM operators may charge separately.
- Multi-Currency Accounts: Hold USD, EUR, GBP, AUD, JPY, and more,all in one account.
- Instant Currency Switching: Switch between currencies instantly inside the app when the rate is good.
- Real-Time Spending Alerts: Get instant notifications every time you use your card.
- Prepaid Top-Up: You can only spend what you have. No surprises, no debt.
- Virtual Card Available: For even more secure online purchases while travelling.
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Plan for Cash and Card
Keep some local cash for places that do not accept cards. Check the ATM operator’s charge, Wise’s current withdrawal fees and the conversion quote before withdrawing. Where a terminal offers currency conversion, compare the rate and charges before accepting.
How to Get a Wise Card
Setting it up is easy:
- Create an account online and check your eligibility.
- Verify your identity (passport or driver's license).
- Order your Wise card (delivery is usually quick, depending on your country).
- Start loading money and travelling smarter.
💡 Note: Delivery times and free ATM withdrawal limits may vary by country. Check Wise’s website for details.
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👉 See the Wise signup offer and terms. Check eligibility and fees before signing up.
See the Wise signup offer and termsQuick Benefits
- Real mid-market exchange rates
- No hidden fees
- Country-specific ATM allowances and fees
- Hold 40+ currencies
- Instant currency switching
- Real-time spending alerts
- Prepaid, no debt
- Virtual card for online purchases
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Final Thoughts
Wise can be useful for cross-currency travel spending and transfers. Your best option depends on the currencies, fees and payment methods involved. Check the current terms and carry a backup payment method.
